However, if you met with a car accident just before and during this pandemic, you must be in between filing for the compensation claims. While the law-and-order system in America is every bit efficient with almost no untoward delays, it is under a lot of pressure during these unprecedented times. Having a qualified and experienced personal injury law firm like MG Law is a saving grace.
One of the most common concerns of policyholders during this period is how the COVID-19 restrictions will impact their policies. Say, for example, you met with an accident sometime last year, and we’re planning to file for compensation now (before the permissible filing window expires). Will the limited workforce somehow affect the claim?
Filing A Car Injury Lawsuit or Claim? Here’s What to Expect During COVID-19
- First Investigation by Insurance Provider May Take Longer Than Usual
Once you file for a car injury claim (or any other insurance claim), the first thing that happens is a thorough investigation of your claims. Usually, insurance providers are incredibly punctual and diligent in doing this initial check, but things can be a little sluggish due to the ongoing pandemic.
While Insurance is an essential service that is open for work throughout lockdowns, most companies are currently not working at their total capacity as a preventative measure. So, if you are just starting, expect some delays. However, since automobile injury claims are time-bound, it is essential to discuss reasonable delays and get a fail-safe in place with your attorney.
- There May Be Delays in Courtroom Sessions and Getting Hearing Dates
All courtrooms were closed for general purposes during the lockdowns. Barring a few urgent and critical cases, all other lawsuits are pending a hearing session. Now that courts are open again, there is a huge backlog to clear. Coupled with limited staffing, social distancing, lesser in-person sessions, etc., there are considerable delays in settling car injury claims.
Delay in final settlement due to unforeseen circumstances is not something you need to worry about. As long as you have managed to file the initial case within the stipulated filing window, you are good to go.
- Extension on Statutory Time Limits for Filing Claims
Keeping in mind difficulties in holding sessions courts, several State Governments (like in Georgia) have extended the filing window for automobile injury claims for all claims that came in during a specific period. It is best to discuss with your lawyer and get clarity if this applies to you or not.
Summing Up
The COVID-19 pandemic has affected lives globally. As more and more countries resort to total lockdowns, most work processes have become slower due to reduced staffing, remote working, etc. If you are planning to file your car injury compensation lawsuit (or are in between the filing process), it is best to work fast.
While there are no significant policy changes due to COVID-19, every authority involved in settling your claim struggles with reduced manpower. So, it is best to seek professional help as fast as possible so that there are no unwarranted delays. Remember, the success of your compensation lawsuit depends mainly on how quickly you acted.
Stay safe!