Law

The class action lawsuit brought by law firm Harcus Parker against financial giants Visa and Mastercard seeking compensation for businesses that suffered unfair surcharges on credit and debit card payments made between 1992 and 2008 is a case that is attracting the interest of business law experts and the media worldwide. The case could have significant implications for the credit and debit card payments industry, and could lead to changes in the business practices of these financial giants.

The class action was launched in 2016 and is open to all businesses located in Europe that made credit and debit card payments between 1992 and 2008. According to law firm Harcus Parker, the companies could be eligible for up to several billion dollars in compensation if the class action is successful.

Interchange fees

To understand the case, it is important to understand how interchange fees work. Interchange fees are charged by credit and debit card networks to merchants each time a transaction is made with their card. Merchants negotiate interchange rates with the card networks, but these rates are often set by the card networks unilaterally, without merchant input.

Interchange rates can vary between card types and countries, but are generally between 1% and 3% of the transaction value. These fees are often seen as a form of hidden tax, as they are not clearly displayed to consumers.

The class action

The Harcus Parker class action alleges that Visa and Mastercard illegally charged excessive interchange fees to European businesses for years, resulting in additional costs for those businesses. The law firm believes that these fees were excessive and that Visa and Mastercard took advantage of their dominant market position to impose these fees on European businesses without their informed consent.

The class action is supported by thousands of European businesses that have been affected by these unfair surcharges. Harcus Parker worked hard to gather the necessary evidence to support his case, and the case finally went to court in 2020, after the financial giants failed to reach a settlement with the law firm.

The implications of the case

On the credit and debit card industry

If the class action lawsuit results in compensation for the European companies, it could cost Visa and Mastercard billions of dollars. The case could also have significant implications for the entire credit and debit card payments industry.

On the companies involved:

If Visa and Mastercard are found guilty of illegally charging excessive interchange fees, this could prompt other companies in the industry to review their practices and pricing policies. It could also have an impact on the relationship between businesses and consumers with regard to payment processing fees.

On consumers:

It is also possible that end consumers may benefit indirectly. If businesses benefit from reduced costs related to payment processing fees, this could translate into lower prices for the products and services they offer.

Interested businesses should provide information on their use of Visa and/or Mastercard credit and debit card services during the period 1992 to 2008. The information required includes transaction data, account statements and payment service contracts.

Possibility of using a legal representative :

Businesses can also appoint a legal representative to represent them in the class action, and it is recommended that they do so to ensure effective communication with Harcus Parker Law Firm throughout the case.

The commercialcardclaim.co.uk website provides full information on the application process and the stages of the class action. Companies can also contact the law firm directly for help and advice.

If Harcus Parker wins the case:

If the class action is successful, businesses could receive significant compensation for the excessive payment processing fees charged to them by Visa and Mastercard. The amounts of compensation will depend on several factors, including the number of businesses involved and the total amount of surcharges charged.

Ultimately, Harcus Parker’s class action lawsuit against Visa and Mastercard represents an opportunity for European businesses to recover amounts wrongly charged by the two payment services giants. Interested businesses are encouraged to learn more about the class action and to consider joining this lawsuit to enforce their rights and obtain fair compensation.

Motorcycle accident attorneys can help you fight for compensation if you are a victim of a motorcycle accident. They will know how to deal with insurance companies and help you receive a fair settlement. Oftentimes, insurance companies will respond to your claims by offering you a lowball settlement. Indianapolis motorcycle accident attorneys are experienced in dealing with insurance companies and can help you negotiate a settlement that is fair for you and your loved ones.

Injured motorcyclist

Choosing the right motorcycle accident attorney is essential if you have been injured in an accident. Motorcycle accidents are often complex and involve multiple parties who may be at fault. A New York City attorney experienced in motorcycle accidents can help you navigate the legal system to get maximum compensation for your injuries. They will review all of the evidence and communicate with insurance companies to help you make the best settlement possible.

When choosing a motorcycle accident attorney, remember to keep the accident scene and injuries documented. Photographs and other evidence can help your case later. You can also call a motorcycle accident attorney immediately after the accident to begin the claims process. Motorcycle accident lawyers can help you recover compensation for your out-of-pocket expenses and pain and suffering.

Injured loved one

If you or a loved one has been injured in a motorcycle accident, you may have grounds for a personal injury claim. Your attorney can help you fight for compensation for physical and emotional pain and suffering, loss of enjoyment of past or current hobbies, and more. They can also help you determine the financial losses you may suffer.

Motorcycle accident lawyers in New York City will evaluate your case and determine how much compensation you may be able to receive. Their goal is to obtain the maximum compensation possible for you or your loved one. New York state statutes allow victims of motorcycle accidents three years to file a personal injury or wrongful death lawsuit, and surviving family members two years to bring a wrongful death lawsuit. The statute of limitations time clock starts to tick down from the date of the accident.

Insurance company

When you have been injured in a motorcycle accident, it is important to consult an experienced attorney as soon as possible. While you may feel confident that you will receive fair compensation from the insurance company, you should never try to handle the claims process on your own. Insurance companies have a team of lawyers, adjusters, and claims representatives who will do everything in their power to avoid paying as much as possible.

A New York motorcycle accident attorney can help you collect all the evidence necessary to win your claim. They will investigate the accident, including any witnesses, and may engage the services of accident reconstruction experts to gather crucial data and insights. They will also evaluate the other party’s insurance resources to make sure you are fully compensated for your injuries.

Witnesses

It’s important to gather as much evidence as you can about a motorcycle accident. Take pictures of your injuries and keep a detailed record of your medical bills. You can also get the contact information of any other drivers or passengers who witnessed the accident. Whether you were wearing a helmet or not, it’s important to preserve all of the information from your accident.

Depending on the extent of your injuries, it may be helpful to have at least one witness. A witness can provide context for the accident and act as a credible witness in court. However, it’s not always possible to locate a witness immediately after an accident. Fortunately, you can trust the experience and knowledge of a motorcycle accident law firm to help you find the witnesses you need.

Non-economic damages

Non-economic damages are damages that do not have a tangible financial cost. These damages include pain and suffering, emotional distress, and the like. They can include a person’s fear of future injury, embarrassment, and loss of reputation. They also can include PTSD symptoms.

Medications are another type of non-economic damages that motorcycle accident attorneys are likely to argue for in their cases. The amount of money a person loses from treatment depends on a variety of factors. The type of treatment needed and the cost of the equipment needed are all factors that motorcycle accident attorneys will consider.

Non-economic damages are not as easy to quantify as economic damages. They include emotional, mental, and physical pain. The amount of these damages depends on the severity of the injury. In some cases, a person may lose their family or companionship. In others, they may be unable to work or earn a living.

Any circumstances that lead to the need for a divorce attorney are never easy. However, for your own sake, it is important that you get a good attorney who will ensure that your interests are protected. While there are a good number of divorce attorneys all over Texas, finding the best one for you is never easy. You don’t know what to look for or even where to begin your search. If you’ve found yourself in such a situation, first we’d like to apologize and wish you the best. Secondly, we’ve got a few tips that should help you find the right person.

Go Through the Local Directory

The best way to find a divorce law firm near me is by peeking through the local directory. Here you will find hundreds of different attorneys along with their contact details. From there you can have your pick of the bunch. When hiring a lawyer for the directory, it is important to ensure that you do your homework. Find out if they are credible and what field they specialize in. It might also help if you went through some of the reviews left by their clients as it gives you a clearer picture of what to expect when working with that particular lawyer.

Seek Recommendations

You can always ask a friend or family to recommend a good divorce attorney they may have worked with or know personally. This makes your life a lot easier because you don’t have to deal with the whole process of interviewing a dozen potential candidates. Also, if they have worked with them, then you get someone who has already been tried and tested and therefore doesn’t have to worry about them potentially not delivering the expected results. If none of your friends are in a position to help, then you can ask a lawyer you’ve worked with before to recommend a divorce attorney they may know. They have access to a network of countless lawyers in different fields.

Ask Plenty of Questions

You can never ask too many questions. When looking for a divorce law firm near me, I would ensure that I post as many questions as possible before entering any agreements. Take this opportunity to clear any lingering doubts in your mind. If you have any concerns be sure to air them and have them addressed. The way the lawyer will answer your questions says a lot about them. If they seem a bit hesitant or keep evading certain questions, then it would be in your best interests to start looking elsewhere.

Go for Experience

You are always better off with a seasoned attorney who has had a few years in the game compared to a rookie who just completed law school recently. They know their way around the system and shouldn’t have any difficulties getting you what you want out of the divorce.

Make the right choice and get a divorce attorney who will look out for your interests and make sure you get fair terms during your divorce.

However, if you met with a car accident just before and during this pandemic, you must be in between filing for the compensation claims. While the law-and-order system in America is every bit efficient with almost no untoward delays, it is under a lot of pressure during these unprecedented times. Having a qualified and experienced personal injury law firm like MG Law is a saving grace.

One of the most common concerns of policyholders during this period is how the COVID-19 restrictions will impact their policies. Say, for example, you met with an accident sometime last year, and we’re planning to file for compensation now (before the permissible filing window expires). Will the limited workforce somehow affect the claim?

Filing A Car Injury Lawsuit or Claim? Here’s What to Expect During COVID-19

• First Investigation by Insurance Provider May Take Longer Than Usual

Once you file for a car injury claim (or any other insurance claim), the first thing that happens is a thorough investigation of your claims. Usually, insurance providers are incredibly punctual and diligent in doing this initial check, but things can be a little sluggish due to the ongoing pandemic.

While Insurance is an essential service that is open for work throughout lockdowns, most companies are currently not working at their total capacity as a preventative measure. So, if you are just starting, expect some delays. However, since automobile injury claims are time-bound, it is essential to discuss reasonable delays and get a fail-safe in place with your attorney.

• There May Be Delays in Courtroom Sessions and Getting Hearing Dates

All courtrooms were closed for general purposes during the lockdowns. Barring a few urgent and critical cases, all other lawsuits are pending a hearing session. Now that courts are open again, there is a huge backlog to clear. Coupled with limited staffing, social distancing, lesser in-person sessions, etc., there are considerable delays in settling car injury claims.

Delay in final settlement due to unforeseen circumstances is not something you need to worry about. As long as you have managed to file the initial case within the stipulated filing window, you are good to go.

• Extension on Statutory Time Limits for Filing Claims

Keeping in mind difficulties in holding sessions courts, several State Governments (like in Georgia) have extended the filing window for automobile injury claims for all claims that came in during a specific period. It is best to discuss with your lawyer and get clarity if this applies to you or not.

Summing Up

The COVID-19 pandemic has affected lives globally. As more and more countries resort to total lockdowns, most work processes have become slower due to reduced staffing, remote working, etc. If you are planning to file your car injury compensation lawsuit (or are in between the filing process), it is best to work fast.

While there are no significant policy changes due to COVID-19, every authority involved in settling your claim struggles with reduced manpower. So, it is best to seek professional help as fast as possible so that there are no unwarranted delays. Remember, the success of your compensation lawsuit depends mainly on how quickly you acted.

Stay safe!

Accidents due to automobiles are one of the common causes of death in the United States. While cars and small-sized vehicles lead the list, trucks and other heavy transport vehicles are not far behind. Almost 10% of road accidents happen due to trucks and other heavy vehicles.

Although it is doubtful that you would ever have to maneuver a speeding truck, the damages can be severe in the unfortunate situation that you are hit by one. To add to the perils, unlike an automobile hit and run case, several parties share the accountability in a truck accident.

Finding the right legal representative makes all the difference. So, here is an all-inclusive guide to finding the best truck accident law firms in Los Angeles so that you can focus on your recovery instead of fretting over-complicated legal proceedings.

Building a Good Truck Accident Case – Liability Assessment

Like most other road accidents, the basis of any truck accident case is finding out who is accountable for the accident and incurred losses and proving their involvement in the matter. In the case of truck accidents, the liability factor is based on the act of ‘negligence’- when someone falters in performing their actions carefully and causes substantial harm to another party.

An expert truck accident attorney can help make your legal claims strong by proving based on the four pillars of negligence – Duty, Breach, Causation, and Damage caused by accident.

More than One Party can be Responsible.

Unlike other road accidents, truck or heavy vehicle accidents pose an added legal complexity. While assessing the liability in these cases, you have to keep in mind that you can hold multiple people accountable for the act. Some of them are –

• The person driving the truck
• If the driver doesn’t own the vehicle, then his employer
• The trailer or truck’s owner
• The company that leased the trailer
• The company that manufactured the truck, in case of faulty parts, etc.

What kind of Compensation can you Get?

Like all accidental injury cases, compensation depends on the extent of damages or losses incurred. A qualified truck accident attorney will be able to guide you on the correct process for documenting these losses and make your case robust. To win a claim, you must act fast since time is of the essence in such accident cases. Some of the compensation grounds include –

• Hospital and any long-term therapy bills
• Mental health treatment expenses related to the accident
• Loss of employment or wage
• Losses caused to emotional stress related to the accident
• Death and more.

Closing Thoughts

To win a truck accident case and get the desired compensation, you need to check many boxes right. Bringing so many variables in a legal case is a pretty scary thing in itself. So, imagine doing all this while recovering from the aftermath of the accident! This is precisely why an experienced and trusted truck accident attorney can make the process of getting a good compensation so much simpler.

Here’s hoping these tips and know-how will help you say yes to the right attorney in case you ever need them.

A contract can be a legal agreement made between several parties. There is a typical proclaiming that all contracts are agreement while not all contracts are contract. A contract includes certain specific factors that helps it be legal. Meaning the parties for the contract have either particularly or impliedly made the decision to follow along with people elements and you’ll see legal effects due to not following these agreement.

If you have been new ways to produce a contract operating a business. Many individuals believe that a contract must maintain writing. This is not entirely true and really more than 90% in the contract that you just make within your existence are completed vocally. To put it across only a contract could be produced in writing or it might be made orally or whether it’s a combination of both written and dental.

Written contracts are clearly more formal and really these types of contract are recognized to as ‘formal’ contract or niche contract. A generally used phrase to describe these types of contract is it ought to be signed, sealed and shipped. Usually written contract is preferred specifically if the parties take part in an pricey transaction. Like buying an automobile or possibly a spead boat. You might like to have a very written contractual agreement if you are planning for use to be able to really are apparent in what your projects scope is along with your rights and duties the employer needs of your stuff. You should note here what the law states does not require a work contract to remain in writing. It is not a real rewarding step to complete as if there is the next dispute it may be difficult to prove the problem whether or not this ever visits court.

There’s one kind of agreement what the law states demands to remain in writing. This is when you buy, sell or transfer land or any kind of property. The reason with this particular is always that unlike other kinds of contract, land can be a tangible resource that clearly ought to be possessed by someone and it must be apparent who has it. Therefore an itemized contract will clarify any doubts that could arise.

Contracts made orally or partly dental and partly written are recognized to as fundamental contracts. These kind of contract produces a simple principle recognized to with the Latin phrase: ‘consensus ad idem’. Which means that the parties for the contract must have a celebration of minds. If your coffee shop or restaurant owner would order from his supplier for just about any consignment of sea food on the phone, it could probably be assumed that there’s meeting of minds and for your reason there is a contractual relationship created.

Yet another classification of monetary contract can be a contract and services information together with a deal for services. A contract and services details are a that’s made from a company and worker. Whereas a contract for services comes from an individual plus an independent contractor who’s being engaged to do a specific task. Like for instance you engaged a professional to create a swimming pool in your own home. Whatever you have using this person is a contract for services. However, when you are getting an entire time staff to help keep the pool to suit your needs, they are your worker as well as the legal relationship is founded on a contract and services information.

Slip and fall accidents are a leading cause of emergency visits and hospitalization due to their potential for grave bodily harm. Each year thousands of slip and fall accidents occur throughout the United States, leaving the victims with hefty medical bills and other unexpected expenses. When these accidents occur at someone else’s property, it is natural to wonder whose fault it was and whether you can sue the property owner for damages.

If you have been seriously injured as a result of a slip and fall accident on another’s property (home or business), you might be entitled to financial compensation for your damages. However, to obtain said compensation, it is necessary to prove the fault or negligence of the property owner in a court of law. Establishing liability is, without a doubt, one of the most crucial parts of any lawsuit dealing with these cases. The experienced slip and fall accident lawyers at Salamati Law Firm in Los Angeles, CA have provided crucial methods in proving fault for your slip and fall claim.

Causes of Slip and Fall Accidents

Slip and fall accidents can be caused by several factors, including broken flooring, loose carpeting, tripping hazards, wet/slippery floors, dim lighting, uneven or broken stairs, etc. Although it is easy to dismiss a slip and fall accident, the fact remains that these accidents can lead to serious physical injury, including bone fractures, concussions, external or internal bleeding, etc. While some victims tend to recover from their injuries, in rare cases these injuries can leave the victims with longstanding consequences like physical disability or worse.

Premises Liability Law

The premises liability law governs the slip and fall accidents and injuries occurring on any public or private property. According to this law, you must prove the following in a court of law to win financial compensation for your damages:

• The accident resulted from dangerous conditions or safety hazards at the property.
• Either the property owner or an employee knew or should have known about said conditions at the property.
• Despite the knowledge of said conditions, the property owner or employee did not take any measures to minimize the danger or place warning signs around the safety hazard (liquid spill, broken tiles, loose carpeting, etc.).

Each property owner owes the guests at his/her property a duty of care. The fact that dangerous conditions exist at the property and cause physical injury to the visitors involved in slip and fall accidents at the property violates this duty of care. Therefore, the property owner can be held liable in a court of law for not taking reasonable measures to make their property safe for everyone and contributing to the injuries caused by the accident.

Comparative and Contributory Negligence

Depending on the state you live in, the fault systems can vary. The two main fault systems are comparative and contributory negligence. According to comparative negligence, each party involved in a slip and fall lawsuit has a certain percentage of fault for the accident. Even if your negligence contributed to the accident, you might be entitled to financial compensation.

However, in the states that have contributory negligence as their standard fault system, victims can not recover damages if their negligence contributed to the accident, no matter how small the fault.

Hiring an Attorney

In any slip and fall accident, it is advisable to hire an experienced slip and fall injury attorney. A lawyer from a reputable law firm will help you file the lawsuit, provide excellent legal guidance, and help in gathering evidence to prove fault in your slip and fall lawsuit against a property owner.

In case you own your own personal business otherwise have employees, you’re, under federal law, a real estate agent for the Department of Homeland Security (DHS) (formerly the Immigration and Naturalization Service (Inches). To have the ability to reduce the employing of undocumented immigrants, Congress produced the I-9 verification process, which requires companies to guarantee the utilization qualifications of employees. DHS researchers utilize these I-9 forms to uncover whether publication rack employing undocumented employees.

I-9 forms are really an positive factor for companies, since i have have-9 forms provide companies obtaining a “good belief” defense when the employer utilizes an worker who’s really working unlawfully inside the u . s . states . States.

Companies can purchase I-9 forms inside the DHS (800-870-3676), or download them inside the agency’s Site. You may also email the Superintendent of Documents, U.S. Government Printing Office, Washington, Electricity 20402.

DHS can begin an analysis of the company employing illegal employees anytime. A company may be punished and approved for making use of an undocumented worker. The standard to understand the wrongfulness within the employer’s conduct is that if a appropriate person would believe employees member was unlawfully employed.

Every employer must complete I-9 forms, even when your company just one worker. Employing independent companies doesn’t trigger the necessity to complete an I-9 form.

In case you, just as one employer, receive information and documents that, on their own face, appear valid and consistent, it’s not necessary to research further. However, in case you receive apparent forgeries, information that doesn’t match employees member, or any other data causing you to think you need to request more questions, you will have to continue your inquiry in regards to the employee’s immigration status.

A great business practice should be to conduct yourself an audit or hire an immigration attorney to audit your I-9’s and supporting documents to make sure they stay with rules. Right here are a handful of do’s and do nots when looking in the I-9 verification process:

Inside a worker’s first day, give you the worker all the documents will make sure status. Decide if employees member already has employment authorization. Request questions on title changes. Ensure documents provided with the worker are stored on the lists of acceptable documents. A great immigration lawyer will help you with your lists. Review documents for authenticity. Exist apparent indications of tampering or forgery? Reject documents if they’re clearly imitations. Just in case your document looks valid on its face that is listed as being a qualified document across the I-9, accept the document. Retain I-9’s for quite some time, a treadmill year after employment finishes, whichever is longer. I-9 forms may be seen by DHS on three days’ notice, without any warrant or subpoena.

Companies cannot discriminate against an worker due to citizenship status or national origin through “document abuse,” that’s asking employees member for more documents than necessary or different documents to exhibit employment qualifications. However, companies have responsibilities to make sure employment qualifications as defined during this publish.

This publish is not comprehensive, that we encourage my employer-clients to conduct immigration that we-9 audits yearly. An immigration lawyer supply you with guidance in systematizing these techniques to make sure DHS compliance.

Like a effective entrepreneur might need discover concerning the law operating a business. Regulations is seen as some rules that should be controlled to have the ability to get a fair ground for everyone. Because you can have known and experienced, law is so complicated and significant concurrently.

A couple of from the aspects what the law states covers to date as customers are concerned are taxes. A government can get its financing with taxes, plus it will receive a large share from the from companies. Furthermore, stakeholders of companies also demand financial reviews to find out the customers are running easily. And finally, additionally, there are consumer protection, which must be strictly complied with regarding fair business practices.

Law Compliance

Abiding while using law entails items that may need some effort. First, submission while using law means an individual always needs to become fair within your every activity. Running a business sense, this means you have to precisely report your financial status. When it comes to to needing to pay taxes, you’ll be able to only maintain these if you are getting enough profit. Thus, you have to inculcate productivity inside your business.

Bad Business Practices

Every entrepreneur uses a effective business. All the possible means are completed by these ambitious business moguls just to get this done goal. Even dishonest practices are believed and despite the fact that they are quite harmful, they could sometimes avoid your vision in the law and succeed on the way.

Quickly though, such practices might be put under public scrutiny. There is prominent personas in the market world who’ve been caught taking part in dishonest functions. Modifying a business’ financial amounts might be advantageous when buying and selling inside the stock market. Benefiting from round the flaws of others web hosting advantage becomes a monumental success. You’ll find more schemes that might be planned and hatched, and let business proprietors to cheat and win. Be cautious though, because once it’s proven that you are doing such functions, law enforcers will not think carefully to generate jail, however wealthy, famous, or influential you are.

The Workplace

Maintaining good business practices also need treat individuals within your business without trampling their human rights. Is the mind of the organization does not grant you any to complete ill things along with your employees. Bigotry, sexual harassment, and child labor are normal problems that may result in suit. There is lots of cases including these, to ensure that you need to uphold an excellent status regarding your organization, researching regulations regarding labor and employment ought to be given time and effort.

Understanding of regulations thus remains necessary when you’re carrying out business to avoid walking right into a untidy situation. Not everyone gets the assets to train on a personal lawyer, however, you could speak with lawyers to understand the part of law operating a business. Not like an excellent advice, and so on words would bring you to definitely certainly wiser, much healthier, and law compliant business options.